This article was first published on: Insights – Ripple --
There are seemingly many new ways to make payments today. Have you ever wondered when you buy a cup of coffee, “Does it matter if I pay with a smartphone app?” Or, if you are a global company looking to send money overseas, have you asked, “Does it matter if my bank uses a blockchain or distributed ledger solution to connect with the beneficiary’s bank?”
I am excited to share a new article, “Does It Matter How I Pay?,” that I recently co-authored with Alaina Gimbert, Senior Vice President and Associate General Counsel at The Clearinghouse, and Joseph Torregrossa, Assistant Vice President and Counsel at the Federal Reserve Bank of New York, published in the American Bar Association’s publication, Business Law Today.
Today, new apps for smart phones, new peer-to-peer payment networks, and new blockchain and ledger systems offer to meet the needs of consumers and businesses in ways that legacy payment methods do not. Our article discusses how payment laws and consu...
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